The aim of income protection is to provide you with financial peace of mind if you are unable to work due to illness or accidental injury.
If you are ill and unable to work you will still need to pay for life’s essentials, such as: Food, Mortgage Payments/Rent, Electricity, Gas, Water, TV Licence, Council Tax and Clothing.
Won’t happen to you? – Government statistics show that as of September 2012 2.04 million people were unable to work due to long term sickness. (Source: www.statistics.gov.uk/labourmarketreview)
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For a male non smoker aged 30 next birthday the cost of protecting income can be as little as £16 per month*.
*Figures based on benefit of £1500 per month to age 65 with class 1 occupation, premium quoted is an estimate only, the actual premium will depend on individual circumstances.