Most of us recognise the need to protect our dependents and understand how life insurance can help.
The most common reason for investing in life insurance will be to cover a mortgage but it is also part of the review we undertake perhaps after getting married or, more likely, when we have children.
If you have dependents you need to look at the consequences for them if you, and therefore your income, were suddenly taken away. How much do you earn? Do you have debts? How much is your mortgage or rent? Do you pay school or university fees? How long before your children will be working? Does your partner work? Could they continue to work without your support?
When you contact us you will be advised as to the correct amount of insurance you need and you will have the peace of mind knowing that you are being dealt with by a professional adviser sympathetic to your situation.
For further information and advice or to arrange a consultation please contact us.
Life insurance plans typically have no cash in value and will cease at the end of the term. If premiums are not maintained then cover will lapse.