Specialist advice on all aspects of Mortgages and Insurance
The Surrey Mortgage Broker

Buy to Let Mortgage

Buy to Let Mortgage Advice

This type of mortgage is taken out if the property the mortgage is secured on is being let or rented. As a rule you will need a deposit of 25% to secure a buy to let mortgage and the amount you can borrow is normally calculated based on a combination of your income and the rental income of the property.

Interest rates and arrangement fees tend to be higher on buy to let mortgages.

If you are thinking of taking out a buy to let mortgage, whether for the first time or an experienced landlord, then it is important to make sure it is the right thing for you to do.

Please be aware that from 6 April 2016 higher rates of Stamp Duty Land Tax will be applied to the purchase of additional residential and non-residential properties. 

For further information and advice or to arrange a consultation please contact us.

MOST FORMS OF BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FCA.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

FOR MORTGAGES WE ARE PAID BY A COMBINATION OF COMMISSION AND FEES, OUR TYPICAL FEE IS £395.

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The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

The Surrey Mortgage Broker is a trading style of RSB Money Limited. RSB Money Limited is an appointed representative of TenetLime Limited which is authorised and regulated by the Financial Conduct Authority. TenetLime is entered on the Financial Services register (www.fca.org.uk/register) under reference 311266.

RSB Money Limited (company no. 6546333) is registered in England and Wales. 38 Edward Road, Farnham, Surrey, GU9 8NP.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

FOR MORTGAGES WE ARE PAID BY A COMBINATION OF COMMISSION AND FEES, OUR TYPICAL FEE IS £395.

MOST FORMS OF BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

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